> For the complete documentation index, see [llms.txt](https://faq.wanttopay.net/wanttopay-app/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://faq.wanttopay.net/wanttopay-app/english/tarify/sravnenie-tarifov.md).

# Plan comparison

Thinking about how to choose a card? We’ve created different plans so it’s convenient for you to solve your tasks.

* <kbd>“I just need to pay for one service/purchase”</kbd> ➔ plan **Prepaid**

  Free issuance, no monthly charges. Buy, pay — and forget about it. The card can only be topped up in fixed amounts.
* <kbd>“I need to regularly pay for subscriptions and online purchases”</kbd> ➔ plan **Easy**

  A card with a replenishable balance and a $4,000 monthly limit for all your work and personal online services.
* <kbd>“I’m flying abroad / paying with my phone”</kbd> ➔ plan **Smart**

  A full-featured travel card: linked to Apple Pay / Google Pay / Samsung Pay and gives a limit of up to $50,000 per month.

Issuance cost, limits, fees, and validity periods for all plans are in the table below.

{% hint style="info" %}
**Important:** one plan may have several card types with different conditions. Therefore, the table shows the minimum and maximum values for the plan. See the exact conditions of your card in the app.
{% endhint %}

<table data-full-width="false"><thead><tr><th width="171.25">Pricing plan</th><th width="163.8450927734375" align="center">Prepaid</th><th width="141.45751953125" align="center">Easy</th><th align="center">Smart</th><th data-hidden>Pro (until 30.04.2025)</th><th data-hidden align="center">Smart</th></tr></thead><tbody><tr><td>Card issuance (payment in ₽)</td><td align="center">0 ₽</td><td align="center">990 ₽</td><td align="center">1,590 ₽</td><td></td><td align="center"></td></tr><tr><td>Card issuance (payment in cryptocurrency)</td><td align="center">$0</td><td align="center">$10</td><td align="center">$15</td><td></td><td align="center"></td></tr><tr><td>Card maintenance (Plus subscription)</td><td align="center">No</td><td align="center">$6/month<br><a href="/wanttopay-app/english/tarif-pro/podpiska-plus.md#skolko-stoit-podpiska">Plans</a></td><td align="center">$6/month <a href="/wanttopay-app/english/tarif-pro/podpiska-plus.md">Plans</a></td><td>₽690/month</td><td align="center"></td></tr><tr><td>Minimum deposit</td><td align="center">$10</td><td align="center">$10</td><td align="center">$10</td><td>$10,00</td><td align="center"></td></tr><tr><td>Monthly purchase limit (in $)</td><td align="center">$1 000</td><td align="center">$4 000</td><td align="center">$50 000</td><td>$50.000</td><td align="center"></td></tr><tr><td>Transaction fee<br>(in $)</td><td align="center">$0.25–$0.50</td><td align="center">$0,25</td><td align="center">$0.50–$1.00* (+0.2% for contactless payment)</td><td>$0,50</td><td align="center"></td></tr><tr><td>Reversal transaction</td><td align="center">$0.25–$0.50</td><td align="center">$0,25</td><td align="center">$0.40–$1.00</td><td>$0,30</td><td align="center"></td></tr><tr><td>Validity period</td><td align="center">24 months</td><td align="center">24 months</td><td align="center">From 24 months to 5 years</td><td>12 months</td><td align="center"></td></tr><tr><td>Fiat balance top-up</td><td align="center">Yes/App rate</td><td align="center">Yes/App rate</td><td align="center">Yes/App rate</td><td>Yes/Internal rate</td><td align="center"></td></tr><tr><td>Payment in cryptocurrency: USDT, USDC, TON, BTC, ETH, BNB</td><td align="center">Yes</td><td align="center">Yes/9%</td><td align="center">Yes/7%</td><td>Yes/USDT (TRC-20) - 9%</td><td align="center"></td></tr><tr><td>3D-Secure</td><td align="center">Yes</td><td align="center">Yes</td><td align="center">Yes</td><td>Yes</td><td align="center"></td></tr><tr><td>Contactless payment while traveling</td><td align="center">No</td><td align="center">No</td><td align="center">Apple Pay/Google Pay/Samsung Pay</td><td>Apple Pay</td><td align="center"></td></tr><tr><td>Cash withdrawal from card</td><td align="center">No</td><td align="center">No</td><td align="center">No</td><td>No</td><td align="center"></td></tr><tr><td>Support service</td><td align="center">Yes</td><td align="center">Yes</td><td align="center">Yes</td><td>Yes</td><td align="center"></td></tr><tr><td>Terms of use</td><td align="center"><a href="/wanttopay-app/english/tarify/tarif-prepaid.md">View</a></td><td align="center"><a href="/wanttopay-app/english/tarify/tarif-easy.md">View</a></td><td align="center"><a href="/wanttopay-app/english/tarify/tarif-smart.md">View</a></td><td></td><td align="center"></td></tr><tr><td>List of payable services</td><td align="center"><a href="https://faq.wanttopay.net/wanttopay-app/spisok-servisov">View</a></td><td align="center"><a href="https://faq.wanttopay.net/wanttopay-app/spisok-servisov">View</a></td><td align="center"><a href="https://faq.wanttopay.net/wanttopay-app/spisok-servisov">View</a></td><td></td><td align="center"></td></tr></tbody></table>

\* For some card types, payments not in USD or outside the US are charged 2.5% (min. $0.50) instead of a fixed amount.


---

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