> For the complete documentation index, see [llms.txt](https://faq.wanttopay.net/wanttopay-app/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://faq.wanttopay.net/wanttopay-app/english/tarify/tarif-prepaid.md).

# Prepaid plan

A prepaid virtual card for paying for foreign services and online purchases — with no extra fees or maintenance charges.

💳 **Issuance:** free, but to activate it you need to top up the balance with at least $10 right away.

📅 **Validity period:** 2 years.

💰 **Limit:** up to $1,000 per month.

🌍 **Where to pay:** only online. It cannot be added to Apple Pay or Google Pay.

💸 **Purchase fee:** from $0.25 to $0.50 for each transaction.

🔁 **Maintenance:** $0 — no monthly deductions.

Perfect if you need to quickly pay for a subscription, buy something from a foreign store, or just make a couple of small purchases.

### Prepaid tariff terms of use

Prepaid virtual cards belong to a category of goods that are not subject to return or exchange. The card is activated immediately after issuance, and the funds on its balance become available for use. Withdrawal of funds from the card is not possible — the balance can only be used for payments, so refunds are not provided. Before purchasing, please carefully read the terms of use and the service policy.

{% hint style="info" %}
Within the Prepaid tariff, several types of cards are issued, and the exact terms for the transaction fee and for a canceled transaction may vary slightly depending on which card you have issued. You can view your card’s terms in the app.\
\
➡️ [List of services tested for payment with Prepaid cards](/wanttopay-app/english/spisok-servisov.md)
{% endhint %}

#### 1. General product description

1.1. Virtual cards with a balance funded through a prepayment system. The cards are intended for online purchases, payment for digital services, subscriptions, shopping, and hotel bookings.\
\
1.2. The cards support 3D-Secure technology. Authorization codes are sent to the Telegram bot chat.\
\
1.3. The validity period of the virtual card is 24 months from the moment it is issued. After the expiration date, the card is automatically removed from the system. Any remaining balance is not retained and cannot be recovered.

#### 2. Rates and fees

2.1. The card is issued free of charge, but requires a minimum deposit of $10.\
\
2.1.1. When the card is issued and with each top-up, 1 is reserved to cover transaction fees. Fee for a successful transaction **from $0.25 to $0.50**, for a canceled **from $0.25 to $0.50**.\
\
2.2. The card operates on a prepayment system. Top-ups are available in fixed USD amounts at a rate that includes all fees.\
\
2.3. The card can be topped up from $10 to $150. The top-up rate is listed in the “Home” section. The minimum top-up amount via cryptocurrency is $10, plus network fees.\
\
2.4. Prepayment of the balance via cryptocurrency is carried out using available tokens and networks in the [Wanttopay mini app](https://telegram.me/WantToPayBot?start=w17851188--luMLI). The service fee is included in the nominal amount, excluding the blockchain network fee.\
\
2.5. It is forbidden to top up the card by bank transfer using the card number. The card can only be topped up through the Wanttopay mini app using the methods specified in the “Home” section.

Any transfers from bank cards, foreign banks, or other virtual cards are not credited and are non-refundable, even if the money was successfully debited.

2.5.1. Use new details for each top-up. Payment details can be used **only once**. A repeated transfer using previously used details will not be credited. It is impossible to get such a transfer back, so always use only current payment details and strictly follow the payment system instructions.\
\
2.6. The maximum spending limit per month is $1,000.\
\
2.7 Fees when paying: from $0.25 to $0.50 for a successful transaction, from $0.25 to $0.50 for a canceled one.

#### 3. Refund terms

3.1. Virtual cards under the Prepaid tariff are not subject to return or exchange.\
\
3.2. Funds credited to the balance of a virtual card under the Prepaid tariff are non-refundable and may be used exclusively for paying for goods and services online.

#### 4. Restrictions and prohibitions

4.1. The cards do not support contactless payment via Apple Pay or Google Pay and are intended exclusively for online purchases.\
\
4.2. Payment for the following categories of goods and services is prohibited: 18+ content, gaming services and gaming (including donations and game purchases), cryptocurrency exchanges and their equivalents, online casinos and their equivalents, as well as any resources that violate applicable international law.

4.2.1. Payment on some services may lead to automatic card blocking by the issuing bank or payment provider. For this reason, use of Prepaid cards on the following platforms is prohibited:

* WeChat Pay
* Uber
* Shopify
* Adobe
* StockX
* Gameforge4D
* Indigo
* DuoLingo
* LinkedIn

❗️The list is not exhaustive. Restrictions may also apply to other services.\
\
4.3. Purchases from merchants in the following countries are prohibited: Russia, Afghanistan, Albania, Belarus, Bosnia and Herzegovina, Bulgaria, Burkina Faso, Cameroon, Central African Republic, China, Crimea region, Croatia, Cuba, Democratic Republic of the Congo, Ethiopia, Greece, Guinea-Bissau, Haiti, Iran, Iraq, Kenya, Kosovo, Lebanon, Libya, North Macedonia, Mali, Moldova, Monaco, Montenegro, Montserrat, Mozambique, Myanmar/Burma, Namibia, Nicaragua, Nigeria, North Korea, Panama, the Philippines, Romania, Senegal, Serbia, Slovenia, Somalia, South Africa, South Sudan, Sudan, Syria, Tanzania, Tunisia, Turkey, Ukraine, Venezuela, Vietnam, Yemen, Zimbabwe.

If transactions are made in the currencies of the listed countries, the card and the funds on it may be automatically blocked by the issuing bank.

4.4. If 3 or more debit attempts are recorded on the card with insufficient balance, the card may be automatically blocked by the anti-fraud system. In this case, the remaining funds are transferred to the internal balance of the Wanttopay account.\
\
4.5. The user is responsible for independently monitoring active subscriptions and unlinking the card from services they no longer use. Otherwise, the card may be deleted automatically.\
\
4.6. Activation of promo codes, promotional rates, and trial periods with a Prepaid card is not guaranteed. The card issuance fee is not refunded in this case.\
\
4.7. It is forbidden to top up third-party e-wallets from the balance of a virtual card (WebMoney, Payeer, PayPal, etc.).

#### 5. Support

5.1. For any additional questions, you can contact the [support service](https://telegram.me/WantToPaySupportBot) of the Wanttopay service. Hours: 08:00 to 22:00 (UTC+3).

#### 6. Agreement

6.1. By paying for the virtual card, the user confirms their agreement with all terms of use of the Wanttopay service.

#### Terms for the previous version of the tariff

Some Prepaid cards were issued under the old terms, so a different version of the rules applies to them. If that is your case, open the previous rules using the link below:

{% content-ref url="/pages/ed4e582176f1137faf3ade28c5f1185e3850e130" %}
[Prepaid plan from 28.11.2025](/wanttopay-app/english/tarify/tarif-prepaid/tarif-prepaid.-arkhiv/tarif-prepaid-ot-28.11.2025.md)
{% endcontent-ref %}


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