Terms of use and refund policy: Pro plan as of May 1, 2025
Version 0.0.3 dated August 27, 2024
If you obtained your card before April 30, 2025
Please refer to the previous version
1. General Product Description
1.1. Virtual country cards with a reloadable balance. They are ideal for regular purchases on foreign services, shopping, hotel bookings, and travel abroad.
1.2. The cards support 3D-Secure technology. Users receive authorization codes directly in the Telegram bot chat.
1.3. The cards support contactless payments via Apple Pay & Google Pay outside the Russian Federation or in other countries where there are no sanction restrictions and where these payment methods are supported.
1.4. The virtual card is valid for 60 months from the date of issuance.
2. Fees and Commissions
2.1. The card issuance fee is ₽3,490. The card requires a minimum deposit and is issued with a balance of $10.
2.2. Payments and balance top-ups in rubles can be made from any Russian bank card at the internal exchange rate, which includes all fees and expenses.
2.3. Balance top-ups via USDT are carried out through the TRC-20 network. The top-up commission is 9%, excluding the network fee applied by the blockchain.
2.4. The card can be topped up for any amount between $3 and $5,000 at the applicable exchange rate, which can be viewed in the “My Wallet” section.
The minimum top-up amount via SBP is $3 + acquiring fee. The minimum top-up amount via USDT (TRC20) is $3 + network fee.
2.5. The maximum monthly spending limit on the card is $50,000.
2.6. The monthly maintenance fee is ₽690. It is charged every 30 days from the date of issuance, and three days before the due date, you will receive a notification and a payment link.
2.7. If the monthly maintenance fee is not paid on time, the card will be frozen. To unfreeze the card, simply pay the last due fee of ₽690 using the link provided in your personal account.
2.8. When the virtual card expires, it will be reissued for free, provided that the monthly maintenance fee was paid on time.
2.9. Transaction fees:
3. Refund Policy
3.1. Virtual cards with the Pro tariff cannot be exchanged or refunded.
3.2. Funds credited to the balance of a virtual card under the Virtual tariff are non-refundable.
4. Restrictions and Prohibitions
4.1. Prohibited categories of goods and services:
Money transfers
Payment for services with 18+ content
Financial institutions, manual cash withdrawals
Non-financial institutions — currency exchange, money transfers, traveler’s checks, debt repayment
State lotteries
Online gambling
Licensed horse and dog racing
Games of chance: lotteries, casinos, betting, gaming chips
Horse and dog racing, and unregulated online gambling
Credit bureaus
Financial institutions — goods, services, debt repayment
Dating websites
State lotteries (in certain countries)
Reloading and purchasing prepaid cards
Payment of bail and guarantees
Other resources that violate the current legislation of the Russian Federation
4.2. The cards do NOT support transfers or withdrawals to any other plastic or virtual cards.
4.3. The cards do NOT support withdrawals of remaining funds to the internal wallet balance.
4.4. It is prohibited to use a card with a $0 balance for linking to trial subscriptions. If abused, the card may be automatically blocked by the bank’s anti-fraud system without the possibility of recovery.
4.5. It is prohibited to make multiple transactions with an insufficient balance. Users must check their card balance before making payments and unlink the card from services that charge for recurring subscriptions. If abused, the card may be automatically blocked by the bank’s anti-fraud system without the possibility of recovery.
4.6. All purchases from merchants or service providers located in or billing from the following countries are strictly prohibited: Afghanistan, Belarus, Cuba, Iran, North Korea, Syria, Venezuela, Russia, Myanmar, Somalia, Ukraine, Yemen.
If transactions are made in the currencies of these countries, the card and any remaining funds may be automatically blocked by the issuing bank.
5. Support
6. Agreement
6.1. By purchasing a virtual card, you agree to all terms and conditions of the Wanttopay service.
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