Prepaid plan from 12.01.2026
Prepaid virtual cards belong to the category of products that are not subject to refund or exchange. The reason is that such cards are activated immediately after purchase, and the funds on them become available for use. It is not possible to withdraw funds from the card balance; they can only be spent by making a purchase, which makes a refund impossible. Before purchasing, please carefully read the card’s terms of use and refund policy. ➡️ List of services tested for payment with Prepaid cards
1. General product description
1.1. Virtual cards with a balance funded on a prepaid basis. The cards are intended for online purchases, payment for digital services, subscriptions, shopping, and hotel bookings. 1.2. The cards support 3D Secure technology. Authorization codes are sent to the user directly in the Telegram bot chat. 1.3. The virtual card is valid for 12 months from the date of issue. Upon expiration of the specified period, the card is automatically removed from the system together with any remaining funds, if any are on the card balance.
2. Fees and charges
2.1. The card issuance fee is 14 USD. The card is issued with a preset balance of 10 USD. 2.1.1. When issuing a card, as well as when topping it up to the established nominal amount, 1 (one) USD is reserved on the card balance to cover technical fees charged for successful and declined transactions. The fee for each successful or declined transaction is 0.25 USD and is deducted from the specified reserve based on the transaction. The reserve allows up to four such operations without additional top-up. 2.2. The card balance is funded on a prepaid basis - top-ups are made in fixed USD amounts at the established price, which includes all fees and service costs. 2.3. Card top-ups are available in fixed amounts ranging from 5 USD to 150 USD at the current rate specified in the “Main” section. The minimum prepayment amount via cryptocurrency is 5 USD + network fee. 2.4. Prepayment of the balance via cryptocurrency is carried out using the available tokens and networks in the Wanttopay mini app. The service fee is included in the nominal amount, excluding the blockchain network fee. 2.5. Card balance funding is possible exclusively through the Wanttopay mini app using the methods specified in the “Main” section. Direct transfers from other bank or virtual cards are not supported and are not credited to the card balance, even if the sender's funds are actually debited. Such transactions are non-refundable. 2.6. The maximum monthly spending limit on the card is no more than 1,000 USD. 2.7. In the event of a refund request from the client, a fee of $45 is charged, regardless of the outcome.. If the card was not registered and personalized by the holder with the issuer, it is exempt from refund and consumer dispute resolution requirements at the consumer's initiative. In such cases, all disputes are considered solely at the discretion of the card issuer. 2.8 Fees for payments:
Successful transaction
$0.25
$0.25
For processing the payment
Declined transaction
$0.25
$0.25
For an unsuccessful payment attempt
Refund (Refund)
$0.25
$0.25
When refunding a previously processed payment
Reversal transaction (Reversal)
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3. Refund terms
3.1. Virtual cards under the Prepaid tariff are NOT subject to refund or exchange. 3.2. Funds credited to the balance of a virtual card under the Prepaid tariff are NOT refundable and may be used exclusively for online purchases of goods and services.
4. Restrictions and prohibitions
4.1. The cards do not support contactless payment via Apple Pay or Google Pay and are intended exclusively for online purchases. 4.2. Payment for the following categories of goods and services is prohibited: 18+ content, gaming services and gaming (including donations and game purchases), cryptocurrency exchanges and their equivalents, online casinos and their equivalents, as well as any resources that violate applicable international law. 4.3. Any purchases from merchants or service providers located in, or invoicing from, the following countries are strictly prohibited: Russia, Afghanistan, Albania, Belarus, Bosnia and Herzegovina, Bulgaria, Burkina Faso, Cameroon, Central African Republic, China, Crimea region, Croatia, Cuba, Democratic Republic of the Congo, Ethiopia, Greece, Guinea-Bissau, Haiti, Iran, Iraq, Kenya, Kosovo, Lebanon, Libya, North Macedonia, Mali, Moldova, Monaco, Montenegro, Montserrat, Mozambique, Myanmar / Burma, Namibia, Nicaragua, Nigeria, North Korea / DPRK, Panama, Philippines, Romania, Senegal, Serbia, Slovenia, Somalia, South Africa, South Sudan, Sudan, Syria, Tanzania, Tunisia, Turkey, Ukraine, Venezuela, Vietnam, Yemen, Zimbabwe. If transactions are made in the currencies of the listed countries, the card and the funds on it may be automatically blocked by the issuing bank.
In the event of transactions in the currencies of the specified countries, the card and the funds on it may be automatically blocked by the issuing bank.
4.4. If a series of debit requests is recorded on the virtual card with insufficient balance (3 or more transactions in a row), such activity is considered risky. The card may be automatically blocked by the anti-fraud systems of the issuing bank or payment provider without prior notice. Any remaining funds on the card balance may be transferred to the internal balance of the account in the Wanttopay service. 4.5. To avoid automatic deletion of the card, the user undertakes to independently monitor active subscriptions and recurring charges, as well as unlink the card from services they no longer use. 4.6. Activation of subscriptions with promo codes, as well as promotional tariffs (GO) and trial periods using Prepaid cards, is not guaranteed. If the service refuses to activate the subscription, the amount paid for issuing the card is non-refundable. 4.7. Top-ups of third-party e-wallets from the balance of the virtual card (WebMoney, Payeer, PayPal, etc.) are prohibited.
5. Support
5.1. For any additional questions, you may contact Wanttopay support. Hours of operation: 07:00 to 00:00 (UTC+3).
6. Agreement
6.1. By paying for a virtual card, the user confirms their agreement with all terms of use of the Wanttopay service.
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