Prepaid plan
Prepaid virtual card for paying for foreign services and online purchases — with no unnecessary fees or maintenance charges.
💳 Issuance: free, but to activate it you need to top up at least $10 right away.
📅 Validity period: 2 years.
💰 Limit: up to $1,000 per month.
🌍 Where to pay: only online. It cannot be added to Apple Pay or Google Pay.
💸 Purchase fee: $0.25 per transaction.
🔁 Service: $0 — no monthly charges.
Ideal if you need to quickly pay for a subscription, buy something from an overseas store, or just make a couple of small purchases.
Prepaid tariff terms of use
Prepaid virtual cards are classified as goods that are not subject to return or exchange. The card is activated immediately after issuance, and the funds on its balance become available for use. Cash withdrawal from the card is not possible — the balance can only be used for payments, so refunds are not provided. Please read the terms of use and the service policy carefully before purchasing. ➡️ List of services tested for payment with Prepaid cards
1. General product description
1.1. Virtual cards with a balance funded through a prepaid system. The cards are intended for online purchases, payment for digital services, subscriptions, shopping, and hotel bookings. 1.2. The cards support 3D-Secure technology. Authorization codes are sent to the Telegram bot chat. 1.3. The virtual card is valid for 24 months from the date of issue. After the expiry date, the card is automatically deleted from the system. The remaining funds on the balance are not retained and cannot be restored.
2. Tariffs and fees
2.1. The card is issued free of charge, but requires a minimum deposit of $10. 2.1.1. When the card is issued and with each top-up, 1 is reserved to cover transaction fees. The fee for a successful transaction is $0.25, for a declined one — $0.25. 2.2. The card operates on a prepaid system. Top-ups are available in fixed USD amounts at a rate that includes all fees. 2.3. The card can be topped up in amounts from $10 to $150. The top-up rate is shown in the “Home” section. The minimum top-up amount via cryptocurrency is $10, plus the network fee. 2.4. Prepaid balance top-ups via cryptocurrency are carried out using the available tokens and networks in the Wanttopay mini-app. The service fee is included in the nominal amount, excluding the blockchain network fee. 2.5. It is forbidden to top up the card by bank card number transfer. The card can only be topped up through the Wanttopay mini-app using the methods specified in the “Home” section.
Any transfers from bank cards, foreign banks, or other virtual cards are not credited and are non-refundable, even if the money was successfully debited.
2.5.1. Use new details for each top-up. Payment details can be used only once. A repeated transfer using previously used details will not be credited. It is impossible to refund such a transfer, so always use only current payment details and strictly follow the payment system instructions. 2.6. The maximum spending limit per month is $1,000. 2.7 Fees for payment:
Successful transaction
$0,25
For processing the payment
Declined transaction
$0,25
For a failed payment attempt
3. Refund terms
3.1. Prepaid virtual cards are non-refundable and non-exchangeable. 3.2. Funds credited to the balance of a virtual card with the Prepaid tariff are non-refundable and may be used exclusively for online purchases of goods and services.
4. Restrictions and prohibitions
4.1. The cards do not support contactless payment via Apple Pay or Google Pay and are intended exclusively for online purchases. 4.2. Payment for the following categories of goods and services is prohibited: 18+ content, gaming services and gaming (including donations and game purchases), cryptocurrency exchanges and their equivalents, online casinos and their equivalents, as well as any resources that violate applicable international law.
4.2.1. Payment on some services may result in the card being automatically blocked by the issuing bank or payment provider. For this reason, the use of Prepaid cards on the following platforms is prohibited:
WeChat Pay
Uber
Shopify
Adobe
StockX
Gameforge4D
Indigo
DuoLingo
LinkedIn
❗️The list is not exhaustive. Restrictions may also apply to other services. 4.3. Purchases from merchants in the following countries are prohibited: Russia, Afghanistan, Albania, Belarus, Bosnia and Herzegovina, Bulgaria, Burkina Faso, Cameroon, Central African Republic, China, the Crimean region, Croatia, Cuba, Democratic Republic of the Congo, Ethiopia, Greece, Guinea-Bissau, Haiti, Iran, Iraq, Kenya, Kosovo, Lebanon, Libya, North Macedonia, Mali, Moldova, Monaco, Montenegro, Montserrat, Mozambique, Myanmar/Burma, Namibia, Nicaragua, Nigeria, North Korea, Panama, the Philippines, Romania, Senegal, Serbia, Slovenia, Somalia, South Africa, South Sudan, Sudan, Syria, Tanzania, Tunisia, Turkey, Ukraine, Venezuela, Vietnam, Yemen, Zimbabwe.
If transactions are made in the currencies of the listed countries, the card and the funds on it may be automatically blocked by the issuing bank.
4.4. If 3 or more debit attempts have been recorded on the card with insufficient balance, the card may be automatically blocked by the anti-fraud system. The remaining funds in this case are transferred to the internal balance of the account in Wanttopay. 4.5. The user is responsible for independently monitoring active subscriptions and unlinking the card from services they no longer use. Otherwise, the card may be deleted automatically. 4.6. Activation of promo codes, promotional tariffs, and trial periods with the Prepaid card is not guaranteed. The card issuance fee in this case is non-refundable. 4.7. It is prohibited to top up third-party e-wallets from the balance of the virtual card (WebMoney, Payeer, PayPal, etc.).
5. Support
5.1. For any additional questions, you can contact the support team of the Wanttopay service. Hours: from 08:00 to 22:00 (UTC+3).
6. Agreement
6.1. By paying for the virtual card, the user confirms their agreement with all the terms of use of the Wanttopay service.
Terms for the previous version of the tariff
Some Prepaid cards were issued under the old terms, so a different version of the rules applies to them. If this is your case, open the previous rules at the link below:
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