> For the complete documentation index, see [llms.txt](https://faq.wanttopay.net/wanttopay-app/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://faq.wanttopay.net/wanttopay-app/english/tarify/tarif-easy/tarif-easy.-arkhiv-do-28.11.2025.md).

# Easy Plan. Archive until 28.11.2025

{% hint style="warning" %}

> This page contains the terms for cards with the Easy plan issued before 28.11.2025.\
> \
> [View the current Easy plan terms](https://faq.wanttopay.net/wanttopay-app/tarif-easy)
> {% endhint %}

### Terms of use and refunds until 28.11.2025

[➡️ List of services tested for payment with Easy cards](/wanttopay-app/english/spisok-servisov.md)

**1. Easy card terms**

1.1. Virtual cards with a reloadable balance. Perfect for regular purchases on online services, shopping, and hotel bookings.

1.2. The cards support 3D-Secure technology. Users receive authorization codes directly in the Telegram bot chat.

1.3. The validity period of a prepaid virtual card is 36 months from the moment of its issuance. Upon expiration of the specified period, the card will be automatically deleted from the system, along with any remaining funds, if any are on the card balance.

**2. Fees and charges:**

2.1. The card issuance fee is $10. The card requires a minimum deposit and is issued with a $10 balance.

2.2. Payment and top-up of the card balance using available methods at the internal exchange rate, which includes all fees and expenses.

2.3. The card can be topped up with any amount from $4 to $5,000 at the set exchange rate, which can be found in the "Home" section. The minimum top-up amount via cryptocurrency is $4 + network fee.

\
2.4. Card balance top-ups via cryptocurrency are carried out through any of the available tokens and networks in the Wanttopay mini app. The top-up fee is 5%, excluding the network fee of the network through which the top-up is made.

\
2.5. Topping up the virtual card is possible exclusively through the Wanttopay mini app, using the available methods listed in the “Home” section.\
Top-ups by direct transfer from other bank or virtual cards are not supported and are not credited to the card account, even if the sender’s funds are actually debited. Such transfers are non-refundable.

2.6. The maximum monthly spending limit on the card is no more than $4,000.

2.7. To use the card, an active Plus subscription is required, which acts as a monthly maintenance fee. The subscription costs 6 USDT. The payment is charged every 30 days from the date the card is issued. 3 days before the payment date, as well as on the day the service ends, you will receive a notification and a payment link.\
\
2.7.1. When paying for a subscription for 3, 6, or 12 months, a discount is provided.

More details: [Plus subscription for Smart/Easy/Pro plan cards](https://faq.wanttopay.net/hello/podpiska-plus-dlya-kart-s-tarifom-smart-easy-pro)

2.8. If the card maintenance fee is not paid on time, the card will be frozen. To unfreeze the card, you need to renew the subscription in your personal account for 1 month or a longer period.

2.9. Upon expiration of the virtual card, it will be reissued for free, provided the maintenance fee is paid on time.

2.9.1. Fees for payment for each successful transaction are 2.5% (minimum $1.00). If the payment is made not in US dollars (multicurrency), the fee is $1.00.\
\
2.9.2. Transactions are considered excessive if they represent a chargeback, cancellation, or refund, as well as if 20 or more such operations are made on the card within a calendar month. A fee of USD 0.50 may be charged for each excessive event.\
\
2.9.3. In the event of a refund request from the client, a fee of 17.50 USD is charged for each chargeback initiator. If the card was not registered and personalized by the holder with the issuer, it is exempt from the requirements to provide refunds and resolve consumer-initiated disputes. In such cases, all disputes are considered solely at the card issuer's discretion.

{% content-ref url="/pages/a4468944d3bb458eb59255d257a4e957d2ceb779" %}
[Plan comparison](/wanttopay-app/english/tarify/sravnenie-tarifov.md)
{% endcontent-ref %}

**3. Refund conditions:**

3.1. Easy-plan virtual cards are NOT eligible for exchange or refund.

3.2. Funds credited to the balance of an Easy-plan virtual card are NOT refundable and may be used only for purchasing goods and services online.

**4. Restrictions and prohibitions:**

4.1. The cards do NOT support transferring unused remaining funds or manual deletion with the remaining funds credited to an internal balance. These funds may be used to pay for goods or services online.

4.2. The cards do NOT support contactless payments with Apple Pay or Google Pay; the cards are intended exclusively for online purchases.

4.3. Cards do NOT support transfers or withdrawals to any other plastic or virtual cards.

4.4. Prohibited categories of goods and services: payment for services with 18+ content, cryptocurrency exchanges and their equivalents, online casinos and their equivalents, as well as other resources that violate applicable international law is prohibited.

4.5. Any purchases from merchants or service providers located in the following countries or billing from them are strictly prohibited:

Russia, Afghanistan, Albania, Belarus, Bosnia and Herzegovina, Bulgaria, Burkina Faso, Cameroon, Central African Republic, China, Crimea region, Croatia, Cuba, Democratic Republic of the Congo, Ethiopia, Greece, Guinea-Bissau, Haiti, Iran, Iraq, Kenya, Kosovo, Lebanon, Libya, North Macedonia, Mali, Moldova, Monaco, Montenegro, Montserrat, Mozambique, Myanmar/Burma, Namibia, Nicaragua, Nigeria, North Korea / Democratic People's Republic of Korea, Panama, Philippines, Romania, Senegal, Serbia, Slovenia, Somalia, South Africa, South Sudan, Sudan, Syria, Tanzania, Tunisia, Turkey, Ukraine, Venezuela, Vietnam, Yemen, Zimbabwe.

If transactions are made in the currencies of these countries, the card and the funds on it may be automatically blocked by the issuing bank.

4.6. It is prohibited to make multiple transactions with insufficient balance on the virtual card. Therefore, the user is advised to check the card balance independently before paying for the desired service and to unlink the card from services that charge a monthly subscription fee. In case of abuse, the card may be automatically blocked by the bank's anti-fraud system without the possibility of restoration.

4.7. Activation of subscriptions with promo codes and trial periods using Easy cards is not guaranteed. If the service refuses to activate the subscription, the amount paid for card issuance is non-refundable.

4.8. It is forbidden to top up third-party e-wallets from the virtual card balance (WebMoney, Payeer, PayPal).

**5. Support:**

5.1. For any additional questions, you can contact [support service](https://t.me/WantToPaySupportBot) of the Wanttopay service. We are always happy to help you from 08:00 to 20:00 (UTC +3).

**6. Agreement:**

6.1. By paying for the virtual card, you agree to all the terms of use of the Wanttopay service.


---

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