> For the complete documentation index, see [llms.txt](https://faq.wanttopay.net/wanttopay-app/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://faq.wanttopay.net/wanttopay-app/english/tarify/tarif-easy/tarif-easy.-arkhiv-do-16.04.2026.md). # Easy Plan. Archive until 16.04.2026 {% hint style="warning" %} > This page contains the terms for cards with the Easy plan issued before 16/04/2026. New Easy cards are subject to updated terms.\ > \ > [View the current Easy plan terms](https://faq.wanttopay.net/wanttopay-app/tarif-easy) > {% endhint %} ### Terms of Use and Refunds **1. Easy card terms** 1.1. Virtual cards with a replenishable balance. Suitable for regular online purchases, payment for digital services, subscriptions, shopping, and hotel bookings. 1.2. The cards support 3D-Secure technology. Users receive authorization codes in a Telegram bot. 1.3. The virtual card is valid for 12 months from the date of issue. After the term expires, the card is automatically deleted from the system. The remaining balance is not preserved and cannot be restored. **2. Fees and charges** 2.1. The cost of issuing the card when paying with cryptocurrency is $10. When paying in ₽ — 990 ₽. The card requires a minimum deposit of $10. 2.2. Balance top-ups are available at the internal exchange rate. The rate can be viewed in the "Home" section in the [Wanttopay mini app](https://t.me/WantToPayBot?start=w17851188--luMLI). 2.3. The card can be topped up by amounts from $4 to $5,000. The minimum top-up amount via cryptocurrency is $4. 2.4. Top-ups via cryptocurrency are available through any of the supported tokens and networks in the Wanttopay app. The top-up fee is 9%, plus the blockchain network fee on top. 2.5. The card can be topped up only through [the Wanttopay mini-app](https://t.me/WantToPayBot?start=w17851188--luMLI) methods specified in the “Home” section. Direct transfers from other bank or virtual cards are not credited to the balance, even if the funds were debited. Such transfers are non-refundable. 2.6. The maximum monthly spending limit is $4,000. 2.7. To use the card, an active Plus subscription is required. It is charged for **6 USDT every 30 days** from the date the card is issued. 3 days before the charge and on the day of payment, you will receive a notification with a payment link.\ \ 2.7.1. A discount is provided when paying for a subscription for 3, 6, or 12 months. More details about this are here: [Plus subscription for Smart/Easy/Pro plan cards](https://faq.wanttopay.net/hello/podpiska-plus-dlya-kart-s-tarifom-smart-easy-pro) 2.8. If the subscription is not paid on time, the card is frozen. To unfreeze it, extend the subscription for 1 month or longer in your personal account. 2.9. At the end of the validity period, the card is reissued free of charge provided the subscription is active. The remaining balance on the expired card is not refunded. 2.9.1. Fee for each successful transaction — $0.25.\ \ 2.9.2. Fee for each cancelled transaction — $0.25.\ \ 2.9.3. A fee of $45 is charged when requesting a refund, regardless of the outcome. If the card was not registered by the holder with the issuer, refunds and disputes are handled solely at the issuer's discretion. **3. Refund terms** 3.1. Virtual cards under the Easy plan are non-exchangeable and non-refundable. 3.2. Funds on the Easy card balance are non-refundable — they can only be used for online purchases. **4. Restrictions and prohibitions** 4.1**.** The card does not support balance transfer or manual deletion with funds returned to the internal balance. The balance can only be used to pay for goods and services online. 4.2. The card does not support contactless payments with Apple Pay or Google Pay. 4.3. It is prohibited to use the card to pay for illegal or high-risk services and platforms. This list includes the following categories, but is not limited to them: * 18+ content services, escort services, and dating apps; * online casinos, betting, lotteries, and other gambling services; * cryptocurrency exchanges and digital asset transactions; * purchase or distribution of drugs and controlled substances; * any transactions related to fraud, deception, or money laundering; * any transactions that violate local or international law; * gaming services and gaming (including donations and game purchases). 4.4. Purchases from merchants from the following countries are prohibited: Russia, Afghanistan, Albania, Belarus, Bosnia and Herzegovina, Bulgaria, Burkina Faso, Cameroon, Central African Republic, China, Crimea region, Croatia, Cuba, Democratic Republic of the Congo, Ethiopia, Greece, Guinea-Bissau, Haiti, Iran, Iraq, Kenya, Kosovo, Lebanon, Libya, North Macedonia, Mali, Moldova, Monaco, Montenegro, Montserrat, Mozambique, Myanmar/Burma, Namibia, Nicaragua, Nigeria, North Korea, Panama, Philippines, Romania, Senegal, Serbia, Slovenia, Somalia, South Africa, South Sudan, Sudan, Syria, Tanzania, Tunisia, Turkey, Ukraine, Venezuela, Vietnam, Yemen, Zimbabwe. When paying in the currencies of these countries, the card may be automatically blocked by the issuing bank. 4.5**.** The following actions are prohibited: * making multiple transactions with insufficient balance; * abusing refunds (chargebacks, fraud refunds); * fraudulent or deceptive operations, including money laundering; * misuse of the card or attempts to bypass payment system restrictions; * transactions aimed at exploiting the payment infrastructure or arbitraging risks; * top-ups of third-party e-wallets and banks from the balance of a virtual card (WebMoney, Payeer, PayPal, etc.). 4.6. Activation of promo codes, promotional rates, and trial periods with an Easy card is not guaranteed. In this case, the card issuance fee is non-refundable. 4.7. The following platforms often cause disputes or restrictions from providers. Users are prohibited from making improper or high-risk transactions on these services: * WeChat Pay; * Uber; * Shopify; * Adobe; * StockX; * Gameforge4D; * Indigo. ❗️ The list is not exhaustive. 4.8 If violations or prohibited activity are detected, the following measures may be applied: * freezing or termination of the virtual card; * restriction or suspension of account access; * charging fines or costs related to disputes. Use virtual cards only for lawful and permitted transactions to avoid restrictions and payment failures. **5. Support** 5.1. For any additional questions, you can contact [support service](https://t.me/WantToPaySupportBot) of the Wanttopay service. We are available from 08:00 to 20:00 (UTC +3). **6. Agreement** 6.1. By paying for the card, you accept all terms of use of the Wanttopay service. #### Terms for the previous version of the plan Some Easy cards were issued under older terms, so a different version of the rules applies to them. If this is your case, open the previous rules via the link below: --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://faq.wanttopay.net/wanttopay-app/english/tarify/tarif-easy/tarif-easy.-arkhiv-do-16.04.2026.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. 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