Easy plan
A virtual card for recurring purchases in foreign stores, paying for digital services, and renewing subscriptions.
💳 Issuance: $10.
📅 Valid for: 24 months.
💰 Limit: up to $4,000 per month.
🌍 Where to pay: online only.
💸 Purchase fee: $0,25.
🔁 Maintenance: an active Plus subscription is required for the card to work.
Terms of use for the Easy plan
1. Terms for the Easy card
1.1. Virtual cards with a rechargeable balance. Suitable for regular online purchases, paying for digital services, subscriptions, shopping, and hotel bookings.
1.2. The cards support 3D-Secure technology. Users receive authorization codes in the Telegram bot.
1.3. The virtual card is valid for 24 months from the date of issue. After the term expires, the card is automatically deleted from the system. The remaining balance is not saved and cannot be restored.
2. Fees and charges
2.1. The card issuance fee when paying with cryptocurrency is $10. When paying in ₽, it is 990 ₽. The card requires a minimum deposit of $10.
2.2. Balance top-ups are available at the internal exchange rate. The rate can be viewed in the "Home" section in the Wanttopay mini-app.
2.3. The card can be topped up with amounts from $4 to $5,000. The minimum top-up amount via cryptocurrency is $4.
2.4. Top-ups via cryptocurrency are available through any of the supported tokens and networks in the Wanttopay app. The top-up fee is 9%.
2.5. It is forbidden to top up the card by bank transfer using the card number. The card can only be topped up through the Wanttopay mini-app using the methods specified in the "Home" section.
Any transfers from bank cards, foreign banks, or other virtual cards are not credited and are not refundable, even if the money was successfully debited.
2.5.1. Use new payment details for each top-up. Payment details can be used only once. A repeat transfer using previously used payment details will not be credited. It is impossible to refund such a transfer, so always use only current payment details and strictly follow the payment system instructions.
2.6. The maximum monthly spending limit is $4,000.
2.7. An active subscription is required to use the card. Subscription price 6 USDT every 30 days from the date the card is issued. 3 days before the charge and on the payment day, you will receive a notification with a payment link. 2.7.1. A discount is provided when paying for a subscription for 3, 6, or 12 months.
More about this here: Plus subscription for cards on the Smart/Easy/Pro plan
2.8. If the subscription is not paid on time, the card is frozen. To unfreeze it, renew the subscription for 1 month or longer in your personal account.
2.9. At the end of the validity period, the card is reissued free of charge, provided the subscription is active. Any remaining funds on the expired card are not refunded.
2.9.1. Fee for each successful transaction — $0.25.
2.9.2. Fee for each canceled transaction — $0.25.
2.9.3. A $45 fee is charged for each refund request, regardless of the outcome. If the card was not registered by the holder with the issuer, refunds and disputes are considered solely at the issuer's discretion.
3. Refund terms
3.1. Virtual cards on the Easy plan are non-exchangeable and non-refundable.
3.2. Funds on the Easy card balance are non-refundable — they can only be used for online purchases.
4. Restrictions and prohibitions
4.1. The card does not support balance carryover or manual deletion with funds returned to the internal balance. The remaining balance can only be used to pay for goods and services online.
4.2. The card does not support contactless payment using Apple Pay or Google Pay.
4.3. It is forbidden to use the card to pay for illegal or high-risk services. This list includes, but is not limited to, the following categories:
— money transfers, transfers to bank cards and e-wallets; — 18+ content services, escort services, and dating apps; — online casinos, betting, lotteries, and other gambling services; — cryptocurrency exchanges, exchangers, and operations with digital assets; — gas stations; — purchase and top-up of prepaid cards; — payment of deposits and bail; — topping up third-party e-wallets (WebMoney, Payeer, PayPal, etc.); — purchase or distribution of drugs and controlled substances; — any operations related to fraud, deception, or money laundering; — any transactions that violate local or international law. — gaming services and gaming (including donations and buying games).
4.4. Purchases from merchants in the following countries are prohibited: Russia, Afghanistan, Albania, Belarus, Bosnia and Herzegovina, Bulgaria, Burkina Faso, Cameroon, Central African Republic, China, Crimea region, Croatia, Cuba, Democratic Republic of the Congo, Ethiopia, Greece, Guinea-Bissau, Haiti, Iran, Iraq, Kenya, Kosovo, Lebanon, Libya, North Macedonia, Mali, Moldova, Monaco, Montenegro, Montserrat, Mozambique, Myanmar/Burma, Namibia, Nicaragua, Nigeria, North Korea, Panama, the Philippines, Romania, Senegal, Serbia, Slovenia, Somalia, South Africa, South Sudan, Sudan, Syria, Tanzania, Tunisia, Turkey, Ukraine, Venezuela, Vietnam, Yemen, Zimbabwe. When paying in the currencies of these countries, the card may be automatically blocked by the issuing bank.
4.5. The following actions are prohibited:
making multiple transactions with insufficient balance;
abuse of refunds (chargebacks, fraud refunds);
fraudulent or deceptive operations, including money laundering;
improper use of the card or attempts to bypass payment system restrictions;
operations aimed at exploiting the payment infrastructure or arbitraging risks;
attempts to bypass established restrictions, including the use of intermediaries or third-party services.
4.6. Activation of promo codes, promotional rates, and trial periods with the Easy card is not guaranteed. The card issuance fee in this case is non-refundable.
4.7. The following platforms often cause disputes or restrictions on the part of providers. Users are prohibited from carrying out improper or high-risk transactions on these services:
WeChat Pay
Uber
Shopify
Adobe
StockX
Gameforge4D
Indigo
DuoLingo
LinkedIn
❗️ The list is not exhaustive.
4.8 If violations or prohibited activity are detected, the following measures may be applied:
freezing or terminating the virtual card;
restriction or suspension of account access;
charging fines or costs related to disputes.
Use virtual cards only for lawful and permitted operations to avoid restrictions and payment failures.
5. Support
5.1. For any additional questions, you can contact the support service of the Wanttopay service. We are available from 08:00 to 22:00 (UTC+3).
6. Agreement
6.1. By paying for the card, you accept all the terms of use of the Wanttopay service.
Terms for previous versions of the plan
Some Easy cards were issued under the old terms, so a different version of the rules applies to them. If this is your case, open the previous rules using the link below:
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