> For the complete documentation index, see [llms.txt](https://faq.wanttopay.net/wanttopay-app/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://faq.wanttopay.net/wanttopay-app/english/obmen-kriptovalyuty.md). # Cryptocurrency exchange ### **Contents** 1. [How the exchange works](#kak-prokhodit-obmen) 2. [Why WTP Exchange is better than P2P](#pochemu-licenzirovannyi-obmen-luchshe-p2p) 3. [Questions and answers](#voprosy-i-otvety) *** [**WTP Exchange**](https://telegram.me/WanttopayExchangeBot) — is a service through which you can buy or sell USDT for rubles without P2P risks or random intermediaries. You work with a licensed operator, so the terms of the deal are clear in advance. The service operates within the legislation of the Kyrgyz Republic and complies with the requirements for transactions with virtual assets. Documents **WTP Exchange**: — [License](https://wanttopay.net/legal/wanttopay-exchange-licence)\ — [Public offer](https://wanttopay.net/legal/wanttopay-exchange-offer)\ — [Rules for exchanging virtual assets](https://wanttopay.net/crypto-exchange#crypto_exchange-docs)\ — [Consent to transaction risks](https://wanttopay.net/legal/wanttopay-exchange-agreement) ⏱️ **Working hours:** Mon–Fri, 09:00–18:00 (MSK) #### How the exchange works The exchange takes place through [Telegram bot](https://telegram.me/WanttopayExchangeBot). Here is how it works: 1. You submit a request and specify the amount. 2. You receive a quote with the exchange rate and final amount. 3. You confirm the request. 4. You make the payment using the provided details. 5. You receive rubles or USDT. The exchange rate is fixed before payment, so the amount will not change during the process. For more details on how to pay for a request, read our[ guide](/wanttopay-app/english/obmen-kriptovalyuty/kak-oplatit-zayavku.md). #### Why licensed exchange is better than P2P **P2P exchange** You transfer money to another person and wait for a transfer from them. Everything depends on the specific user — there may be delays, disputes, or bank blocks. **WTP Exchange** You work with a licensed service, not with private individuals. This means: — the money comes in one payment from the company\ — everything is processed officially\ — the service is responsible for the transaction\ — the terms and amount are known in advance\ — no delays if the payment has gone through As a result, you know the terms of the deal and the final amount in advance. Legal exchange reduces the risks of P2P and helps avoid payout delays. #### Questions and answers **How long does the exchange take?** During working hours, it takes about 15 minutes. **When is the rate fixed?** At the moment the request is confirmed, before payment. **Do I need to go through verification (KYC)?** Yes, only for the first exchange. You will need a passport. **Why is this needed and is it safe?** This is a standard requirement for financial services. Verification is carried out through the Sumsub platform. Thousands of well-known companies use it, including Bybit, CoinList, and BingX. Data is transmitted through secure channels and used only for verification. This reduces the risk of fraud and allows for safe transactions. **How does verification work?** You start verification in the bot — a secure Sumsub module opens. You upload your passport (the photo must be clear, without glare), then take a selfie: the system analyzes the image and compares your face with the document. After that, the data is checked automatically — usually this takes a few minutes. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter, and the optional `goal` query parameter: ``` GET https://faq.wanttopay.net/wanttopay-app/english/obmen-kriptovalyuty.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is optional and describes the broader end goal you are ultimately trying to accomplish on behalf of the user. GitBook uses it to tailor the answer towards what is most useful for that goal. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.